Participation in Life Insuranceis entirely voluntary and all full-time employees are eligible to participate in the insurance plan. Part-time and Postal employees who have an appointment of more than one year are also eligible. Eligible employees are automatically covered for Basic Life insurance unless they waive this coverage. The decision to waive or elect life insurance coverage should be based on the employees evaluation of his or her personal needs (including long- and short-term plans), family situation, and other existing life insurance coverage.
